{"id":159,"date":"2025-09-18T16:37:02","date_gmt":"2025-09-18T16:37:02","guid":{"rendered":"https:\/\/conseiller.rbcinsurance.com\/fr\/?page_id=159"},"modified":"2026-10-13T17:07:23","modified_gmt":"2026-10-13T17:07:23","slug":"prestations-du-vivant","status":"publish","type":"page","link":"https:\/\/conseiller.rbcinsurance.com\/fr\/prestations-du-vivant\/","title":{"rendered":"Prestations du vivant"},"content":{"rendered":"\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading is-style-heading-underline-left has-black-color has-text-color has-link-color wp-elements-f63f86de09ba3d02e27968fe4fe33924\" id=\"h-assurance-a-prestations-du-vivant\"><span class=\"partial__border-bottom\">Assurance \u00e0 prestations du vivant<\/span><\/h1>\n\n\n\n<div class=\"wp-block-rbc-carousel-container is-layout-carousel-carousel is-mobile-per-page-1 is-desktop-per-page-1 carouselContainer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl\" role=\"region\" aria-label=\"Carousel Container\"><div class=\"carousel-wpr top-controls rbci-desktop-bottom-center rbci-mobile-bottom-center\" data-mobile-per-page=\"1\" data-visible-slide=\"1\" data-infinite-loop=\"true\"><div class=\"carousel-ctrl\"><button class=\"carousel-prev slick-arrow\" aria-label=\"Aller au bandeau pr\u00e9c\u00e9dent\n\"><\/button><div class=\"carousel-indicators\"><\/div><button class=\"carousel-next slick-arrow\" aria-label=\"Aller au bandeau suivant\n\"><\/button><\/div><div class=\"col-wpr eh-wpr carousel-inner\" data-slick=\"{&quot;adaptiveHeight&quot;:true}\">\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Annonce de produit<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-bbe143be8b0e05bfed42417d7029cd6a\"><strong>Farzana Damji nous parle de <mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">l\u2019assurance maladies graves<\/mark> et de la protection de la vie que vos clients ont b\u00e2tie<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/videos\/farzana-damji-questions-assurances\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savior plus-https:\/\/conseiller.rbcinsurance.com\/fr\/videos\/farzana-damji-questions-assurances\/ \">En savior plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1836\" height=\"939\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg\" alt=\"\" class=\"wp-image-2136\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg 1836w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg?resize=300,153 300w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg?resize=768,393 768w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg?resize=1024,524 1024w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/farzana_thumbnail.jpg?resize=1536,786 1536w\" sizes=\"auto, (max-width: 1836px) 100vw, 1836px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Annonce de produit<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-7b09e00ca0fe990b37c31be2d1a4b671\">D\u00e9couvrez la <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">NOUVELLE Assurance maladies graves RBC<sup>\u00ae<\/sup><\/mark><\/strong>&nbsp;\u2013 Une premi\u00e8re dans le secteur&nbsp;: option d\u2019\u00e9change pendant 8&nbsp;ans et garanties de remboursement des primes<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/nouvelle-assurance-maladies-graves\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savior plus-https:\/\/conseiller.rbcinsurance.com\/fr\/nouvelle-assurance-maladies-graves \">En savior plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"820\" height=\"559\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Launch-Image.png\" alt=\"\" class=\"wp-image-2140\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Launch-Image.png 820w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Launch-Image.png?resize=300,205 300w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Launch-Image.png?resize=768,524 768w\" sizes=\"auto, (max-width: 820px) 100vw, 820px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group rbci-carousel-content-left is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Annonce de webinaire<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-81e2edd59d8eb2c52350d9c669ecbe36\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\"><strong>Webinaire 5 nov. :<\/strong> <\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">De la sensibilisation \u00e0 l&rsquo;action &#8211; combler l&rsquo;\u00e9cart en assurance maladies graves. <strong>Inscrivez-vous<\/strong><\/mark><strong> (mot de passe : AMG2026) !<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/rbc.rev.vbrick.com\/#\/webcasts\/critillnessinsure2026fr\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savior plus-https:\/\/rbc.rev.vbrick.com\/#\/webcasts\/critillnessinsure2026fr \">En savior plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1545\" height=\"1018\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png\" alt=\"\" class=\"wp-image-2133\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png 1545w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png?resize=300,198 300w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png?resize=768,506 768w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png?resize=1024,675 1024w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/SRC-CI-Webinar-Image.png?resize=1536,1012 1536w\" sizes=\"auto, (max-width: 1545px) 100vw, 1545px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-carousel-inner carousel-item\">\n<div class=\"wp-block-group rbci-carousel-main-group has-rbc-bright-blue-tint-1-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-radius:16px\">\n<div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group rbci-carousel-content-left is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Annonce de programme<\/span><\/div><\/div>\n\n\n\n<p class=\"rbci-carousel-main-text has-white-color has-text-color has-link-color wp-elements-1bc6662e263469893dc60d9c405a7eb7\">Le programme de r\u00e9compense du conseiller est de retour en 2026. <br>Obtenez jusqu&rsquo;\u00e0 15 000 $ en r\u00e9compenses.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/assets.rbcinsurance.com\/m\/f90debbc50c01c3a\/original\/Presentation-du-programme-de-recompense-du-conseiller-en-courtage-2026.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-150b3ebc\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"En savior plus-https:\/\/assets.rbcinsurance.com\/m\/f90debbc50c01c3a\/original\/Presentation-du-programme-de-recompense-du-conseiller-en-courtage-2026.pdf \">En savior plus<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"727\" height=\"485\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/01\/Image20-20Advisor20Clients20-20Virtual1.png?quality=80\" alt=\"\" class=\"wp-image-1374\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px;aspect-ratio:3\/2;object-fit:cover\" srcset=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/01\/Image20-20Advisor20Clients20-20Virtual1.png 727w, https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/01\/Image20-20Advisor20Clients20-20Virtual1.png?resize=300,200 300w\" sizes=\"auto, (max-width: 727px) 100vw, 727px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl section-tabs full-width tabs-scroll is-tabs-style-horizontal-scrolling-tabs is-style-rbci-no-border-round-tabs-left-aligned\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner has-box-shadow-grey-tint-one\" style=\"border-radius:0x\">\n<div class=\"wp-block-rbc-tabs-block-v2 alignfull\">\n<ul class=\"wp-block-rbc-tab-nav-v2  tab-nav\" role=\"tablist\">\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#assurance-maladies-graves\" id=\"section-tab-assurance-maladies-graves\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#assurance-maladies-graves\" aria-controls=\"assurance-maladies-graves\" aria-selected=\"false\" data-dig-id=\"LP-159-3b8b56e8\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Maladies graves\" data-dig-anchor=\"assurance-maladies-graves\">Maladies graves<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#protection-revenu-invalidite\" id=\"section-tab-protection-revenu-invalidite\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#protection-revenu-invalidite\" aria-controls=\"protection-revenu-invalidite\" aria-selected=\"false\" data-dig-id=\"LP-159-6997d325\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Protection du revenu en cas d'invalidit\u00e9\" data-dig-anchor=\"protection-revenu-invalidite\">Protection du revenu en cas d&rsquo;invalidit\u00e9<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#protection-entreprise-invalidite\" id=\"section-tab-protection-entreprise-invalidite\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#protection-entreprise-invalidite\" aria-controls=\"protection-entreprise-invalidite\" aria-selected=\"false\" data-dig-id=\"LP-159-49d4d709\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Protection de l'entreprise en cas d'invalidit\u00e9\" data-dig-anchor=\"protection-entreprise-invalidite\">Protection de l&rsquo;entreprise en cas d&rsquo;invalidit\u00e9<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#soins-longue-duree\" id=\"section-tab-soins-longue-duree\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#soins-longue-duree\" aria-controls=\"soins-longue-duree\" aria-selected=\"false\" data-dig-id=\"LP-159-2d91d6e0\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Assurance Soins de longue dur\u00e9e\" data-dig-anchor=\"soins-longue-duree\">Assurance Soins de longue dur\u00e9e<\/a><\/li>\n\n\n\n<li role=\"presentation\" class=\"wp-block-rbc-tab-nav-single-v2\"><a href=\"#programme-etablissement-standard-garanti\" id=\"section-tab-programme-etablissement-standard-garanti\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#programme-etablissement-standard-garanti\" aria-controls=\"programme-etablissement-standard-garanti\" aria-selected=\"false\" data-dig-id=\"LP-159-a666ae9e\" data-dig-category=\"LP\" data-dig-action=\"tab select\" data-dig-label=\"Programme d'assurance \u00e0 \u00e9tablissement standard garanti\u00ae\" data-dig-anchor=\"programme-etablissement-standard-garanti\">Programme d&rsquo;assurance \u00e0 \u00e9tablissement standard garanti\u00ae<\/a><\/li>\n<\/ul><div class=\"tab-ctrl\"><button class=\"tabs-prev hidden\"><span class=\"offscreen\">Go to previous tab<\/span><\/button><button class=\"tabs-next\"><span class=\"offscreen\">Go to next tab<\/span><\/button><\/div>\n\n\n\n<div class=\"wp-block-rbc-tab-content-v2 tab-content\">\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane show active\" aria-labelledby=\"section-tab-assurance-maladies-graves\" id=\"assurance-maladies-graves\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow mar-b\" style=\"--icon-url:url(undefined)\"><span>Produit<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper mar-t-qtr mob-mar-t-qtr\"><div class=\"comparisonBlock__header\"><h3>Assurance Maladies graves<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Avec l\u2019Assurance maladies graves RBC<sup>\u00ae<\/sup>, vous pouvez offrir \u00e0 vos clients une protection compl\u00e8te tout en b\u00e9n\u00e9ficiant de la souplesse n\u00e9cessaire pour adapter la couverture \u00e0 leurs besoins. Elle pr\u00e9voit le versement d\u2019une indemnit\u00e9 forfaitaire couvrant 26\u00a0maladies graves, ainsi que 20\u00a0% de l\u2019indemnit\u00e9 (jusqu\u2019\u00e0 50\u00a0000\u00a0$) pour huit affections admissibles \u00e0 l\u2019indemnit\u00e9 d\u2019assistance imm\u00e9diate. RBC\u00a0Assurances est le seul assureur \u00e0 offrir une option d\u2019\u00e9change sur une p\u00e9riode de 8\u00a0ans pour les assurances temporaires renouvelables. Les clients peuvent \u00e9galement transformer leur assurance en une Temporaire\u00a075 ou une Temporaire\u00a0100, et ajouter des options de remboursement des primes.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Aper\u00e7u du produit<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Souplesse de la couverture<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">\u00c9conomies d\u00e9coulant du programme<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\"><strong>Aper\u00e7u du produit<\/strong><\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-columns mar-b-ft mob-mar-b-ft is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Indemnit\u00e9 forfaitaire&nbsp;:<\/strong> De 25&nbsp;000&nbsp;$ \u00e0 3&nbsp;millions&nbsp;$<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Couverture compl\u00e8te&nbsp;:<\/strong> L\u2019assurance couvre 26&nbsp;affections et maladies graves.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Non r\u00e9siliable&nbsp;:<\/strong> RBC&nbsp;Assurances ne r\u00e9siliera pas la police et ne r\u00e9duira pas les indemnit\u00e9s.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Indemnit\u00e9 d\u2019assistance imm\u00e9diate&nbsp;:<\/strong> Si votre client est atteint d\u2019une des huit&nbsp;maladies couvertes donnant droit \u00e0 l\u2019indemnit\u00e9 d\u2019assistance imm\u00e9diate, il recevra 20&nbsp;% de son indemnit\u00e9, jusqu\u2019\u00e0 concurrence de 50&nbsp;000&nbsp;$. Le versement de cette indemnit\u00e9 ne r\u00e9duit pas le montant de son indemnit\u00e9 forfaitaire de maladie grave.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Services d\u2019assistance&nbsp;:<\/strong> Services m\u00e9dicaux et programmes sp\u00e9cialis\u00e9s de Teladoc Health Canada.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>\u00c9change et transformation de l\u2019assurance temporaire<\/strong>&nbsp;: RBC Assurances est le seul assureur qui offre l\u2019option d\u2019\u00e9changer une T10 contre une T15 ou une T20 (ou une T15 contre une T20) au cours des huit premi\u00e8res ann\u00e9es de la police. Les clients peuvent \u00e9galement transformer une partie ou l\u2019int\u00e9gralit\u00e9 d\u2019une police d\u2019assurance temporaire en T75 ou T100 sans avoir \u00e0 se soumettre de nouveau \u00e0 la tarification m\u00e9dicale.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Garanties facultatives&nbsp;<\/strong>: Remboursement des primes au rachat, Remboursement des primes \u00e0 l\u2019\u00e9ch\u00e9ance, Remboursement des primes au d\u00e9c\u00e8s, Exon\u00e9ration des primes en cas d\u2019invalidit\u00e9.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Options de paiement souples&nbsp;<\/strong>:Les clients peuvent choisir de payer leur police T75 et T100 en 15 ou 20&nbsp;ans, leur donnant ainsi la souplesse de structurer la couverture en fonction de leurs objectifs financiers.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" id=\"h-types-de-contrat\"><strong>Types de contrat<\/strong><\/h4>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong><strong>Temporaire renouvelable<\/strong><\/strong><\/p>\n\n\n\n<p><strong>Options d\u2019assurance temporaire&nbsp;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire&nbsp;10<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire 15<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire 20<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong><strong>Temporaire&nbsp;75<\/strong><\/strong><\/p>\n\n\n\n<p><strong>Options de paiement&nbsp;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable jusqu\u2019\u00e0 75&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 15&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 20&nbsp;ans<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong><strong>Temporaire&nbsp;100<\/strong><\/strong><\/p>\n\n\n\n<p><strong>Options de paiement&nbsp;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable jusqu\u2019\u00e0 100&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 15&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 20&nbsp;ans<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/d9faa05f-391c-4324-94d7-e13daade9345\/Guide-du-conseiller-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-5c165f90\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Advisor product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour le conseiller&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/7d5597ad-12f4-4159-b2c4-4b5beda5dcbf\/Apercu-de-l-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-8ace6e1f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/fbcf82d5-b77f-4425-a0f7-db29626d6403\/Assurance-maladies-graves-RBC-Guide-des-definitions.pdf\" data-dig-id=\"LP-4672-4cca3c59\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Critical Illness Definitions Guide\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide des d\u00e9finitions de l\u2019assurance maladies graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/cd374a03-d201-4e94-822e-fcbb977080ca\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Conseiller.pdf\" data-dig-id=\"LP-4672-5c4b6618\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c34022f5-25f4-4d7b-9e90-f922e59d0e43\/Echange-et-transformation-de-l-assurance-temporaire-Conseiller.pdf\" data-dig-id=\"LP-4672-d0a75c78\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;Content_Type=Sample_contracts&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-d474dddd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all advisor materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/721d3862-ac4c-40ae-ab83-ba2a0c099487\/Guide-du-client-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-37713af9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour les clients&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/318008ad-c665-4a94-badd-b19f2df9c839\/Les-faits-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-cc96d29d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2243118a-0045-421e-be8a-a29e159bb96c\/Pourquoi-ai-je-besoin-d-une-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-08c15fb5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Why critical illness insurance?\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Pourquoi souscrire une assurance maladies graves&nbsp;?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/03a4decb-feaa-41f4-af35-619df1caac38\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Client.pdf\" data-dig-id=\"LP-4672-3dccc67a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/a48805a9-363d-4cf5-8742-1ad5ab19e67b\/Echange-et-transformation-de-l-assurance-temporaire-Client.pdf\" data-dig-id=\"LP-4672-ec91deb7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Marketing_material___Client&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-f146620a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all marketing materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Voir toute la documentation \u00e0 l\u2019intention des clients<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong><strong>Concepts de vente<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2de93cfa-c880-4a3a-ba6e-b61f61e535cd\/Entente-a-interets-partages-Conseiller.pdf\" data-dig-id=\"LP-4672-53e78c04\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/ee8db2c7-e75b-42b7-bf23-e8e52550fb33\/Entente-a-interets-partages-Client.pdf\" data-dig-id=\"LP-4672-ce1cc92a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e7a8af33-090a-4ed9-90cb-2d15a8902afa\/Entente-d-interets-partages-Lignes-directrices.pdf\" data-dig-id=\"LP-2081-81c4193d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Lignes directrices\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Lignes directrices<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/443544d2-9dcf-401b-acc7-9efc9a800877\/Entente-d-interets-partages-Liste-de-controle-du-conseiller.pdf\" data-dig-id=\"LP-2081-fa2cf5b1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Liste de contr\u00f4le du conseiller\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Liste de contr\u00f4le du conseiller<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Service \u00e0 la client\u00e8le<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/46e4b4fd4f815b5b\/original\/Proposition-d-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-1f18695b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance application\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Proposition d\u2019Assurance maladies graves&nbsp;RBC<\/a><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f66f9956 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/external-link-24px.svg\" alt=\"\" class=\"wp-image-2128\"\/><\/figure>\n\n\n\n<p class=\"mob-mar-l-qtr mar-l-hlf\"><a href=\"https:\/\/www5.rbcinsurance.com\/ui\/signin\/home\" data-dig-id=\"LP-2081-74ff6b91\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique\" class=\"rbc-link-format\">Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique<\/a><\/p>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/87f3370f-5ae3-45e9-a54f-0712ed739d8d\/Proposition-electronique-de-l-Assurance-maladies-graves-RBC.mp4\" data-dig-id=\"LP-2081-1e1f8fe9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\">Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e73dc905-4d44-4d37-9811-a52026e6d2e1\/Changement-de-beneficiaire-prestataire-Assurance-maladie-grave.pdf\" data-dig-id=\"LP-2081-b02e1cee\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Client_service_forms&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-3890eb06\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all key forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Afficher les principaux formulaires<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-banner-notice rbci-tw-alert bannerNotice pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 mar-t-hlf mob-mar-t-hlf mar-b mob-mar-b\"><div class=\"rbc-banner-block-header-div\"><div><p class=\"rbc-banner-block-header\"><strong>Lettre aux clients concernant l\u2019option de remboursement anticip\u00e9 des primes (assurance MG)<\/strong><\/p><\/div><div class=\"rbc-banner-block-close chevron-down\"><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p>De juin 2019 jusqu\u2019\u00e0 2051, des lettres seront envoy\u00e9es aux clients&nbsp;qui ont souscrit, entre 2001 et 2004, l\u2019avenant de remboursement des primes sur une police d\u2019assurance&nbsp;maladies graves \u2013 Temporaire \u00e0 primes uniformes jusqu\u2019\u00e0 75 ans<strong>&nbsp;ou&nbsp;<\/strong>maladies graves \u2013 Temporaire 10 ans renouvelable jusqu\u2019\u00e0 75 ans<strong>.<\/strong><\/p>\n\n\n\n<p>L\u2019avenant de remboursement des primes sur ce bloc ferm\u00e9 de polices comporte une caract\u00e9ristique qui permet aux clients admissibles de se pr\u00e9valoir&nbsp;<strong>d\u2019une offre anticip\u00e9e, uniquement<\/strong>&nbsp;au 10<sup>e<\/sup>&nbsp;anniversaire de leur police ou \u00e0 leur 65<sup>e<\/sup>&nbsp;anniversaire de naissance, la date la plus \u00e9loign\u00e9e \u00e9tant retenue.<\/p>\n\n\n\n<p>Pour conna\u00eetre tous les d\u00e9tails, veuillez consulter le&nbsp;<a href=\"https:\/\/assets.rbcinsurance.com\/m\/4472b837638724b5\/original\/Lettre-aux-clients-concernant-l-option-de-remboursement-anticipe-des-primes-assurance-MG.pdf\" data-dig-id=\"LP-1722-b28ef1d5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"communiqu\u00e9 de juin 2019\" class=\"rbc-link-format\">communiqu\u00e9 de juin 2019<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\"><strong>Souplesse de la couverture<\/strong><\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong><strong><strong>\u00c9change de l\u2019assurance temporaire<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p>Au cours des huit premi\u00e8res ann\u00e9es de sa police, votre client peut \u00e9changer&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire&nbsp;10 contre une Temporaire&nbsp;15 ou Temporaire&nbsp;20<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire&nbsp;15 contre une Temporaire&nbsp;20<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong><strong><strong>Transformation de l\u2019assurance temporaire<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p>Transformation partielle ou totale de toute police d\u2019assurance temporaire renouvelable (Temporaire&nbsp;10, Temporaire&nbsp;15, Temporaire&nbsp;20) en une assurance \u00e0 prime uniforme&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire&nbsp;75&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc mob-pad-b-qtr pad-b-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable jusqu\u2019\u00e0 75&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 15&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 20&nbsp;ans<\/p>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Temporaire 100&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-black-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable jusqu\u2019\u00e0 100&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 15&nbsp;ans<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Payable pendant 20&nbsp;ans<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c34022f5-25f4-4d7b-9e90-f922e59d0e43\/Echange-et-transformation-de-l-assurance-temporaire-Conseiller.pdf\" data-dig-id=\"LP-4672-8aa98cfa\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more about term exchange and conversion\" class=\"rbc-link-format rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\">Renseignez-vous sur l\u2019option d\u2019\u00e9change et de transformation de l\u2019assurance temporaire<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-7e65dff6 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong><strong><strong>Avenants facultatifs<\/strong><\/strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Remboursement des primes au rachat<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Remboursement des primes \u00e0 l\u2019\u00e9ch\u00e9ance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Remboursement des primes au d\u00e9c\u00e8s&nbsp;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Exon\u00e9ration des primes en cas d\u2019invalidit\u00e9<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c34022f5-25f4-4d7b-9e90-f922e59d0e43\/Echange-et-transformation-de-l-assurance-temporaire-Conseiller.pdf\" data-dig-id=\"LP-4672-aa415a0f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more about optional riders and eligibility\" class=\"rbc-link-format rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\">Renseignez-vous sur les avenants facultatifs et les crit\u00e8res d\u2019admissibilit\u00e9<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/d9faa05f-391c-4324-94d7-e13daade9345\/Guide-du-conseiller-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-5c165f90\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Advisor product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour le conseiller&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/7d5597ad-12f4-4159-b2c4-4b5beda5dcbf\/Apercu-de-l-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-8ace6e1f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/fbcf82d5-b77f-4425-a0f7-db29626d6403\/Assurance-maladies-graves-RBC-Guide-des-definitions.pdf\" data-dig-id=\"LP-4672-4cca3c59\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Critical Illness Definitions Guide\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide des d\u00e9finitions de l\u2019assurance maladies graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/cd374a03-d201-4e94-822e-fcbb977080ca\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Conseiller.pdf\" data-dig-id=\"LP-4672-5c4b6618\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c34022f5-25f4-4d7b-9e90-f922e59d0e43\/Echange-et-transformation-de-l-assurance-temporaire-Conseiller.pdf\" data-dig-id=\"LP-4672-d0a75c78\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;Content_Type=Sample_contracts&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-d474dddd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all advisor materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/721d3862-ac4c-40ae-ab83-ba2a0c099487\/Guide-du-client-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-37713af9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour les clients&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/318008ad-c665-4a94-badd-b19f2df9c839\/Les-faits-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-cc96d29d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2243118a-0045-421e-be8a-a29e159bb96c\/Pourquoi-ai-je-besoin-d-une-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-08c15fb5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Why critical illness insurance?\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Pourquoi souscrire une assurance maladies graves&nbsp;?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/03a4decb-feaa-41f4-af35-619df1caac38\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Client.pdf\" data-dig-id=\"LP-4672-3dccc67a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/a48805a9-363d-4cf5-8742-1ad5ab19e67b\/Echange-et-transformation-de-l-assurance-temporaire-Client.pdf\" data-dig-id=\"LP-4672-ec91deb7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Marketing_material___Client&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-f146620a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all marketing materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Voir toute la documentation \u00e0 l\u2019intention des clients<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong><strong>Concepts de vente<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2de93cfa-c880-4a3a-ba6e-b61f61e535cd\/Entente-a-interets-partages-Conseiller.pdf\" data-dig-id=\"LP-4672-53e78c04\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/ee8db2c7-e75b-42b7-bf23-e8e52550fb33\/Entente-a-interets-partages-Client.pdf\" data-dig-id=\"LP-4672-ce1cc92a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e7a8af33-090a-4ed9-90cb-2d15a8902afa\/Entente-d-interets-partages-Lignes-directrices.pdf\" data-dig-id=\"LP-2081-81c4193d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Lignes directrices\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Lignes directrices<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/443544d2-9dcf-401b-acc7-9efc9a800877\/Entente-d-interets-partages-Liste-de-controle-du-conseiller.pdf\" data-dig-id=\"LP-2081-fa2cf5b1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Liste de contr\u00f4le du conseiller\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Liste de contr\u00f4le du conseiller<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Service \u00e0 la client\u00e8le<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/46e4b4fd4f815b5b\/original\/Proposition-d-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-1f18695b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance application\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Proposition d\u2019Assurance maladies graves&nbsp;RBC<\/a><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f66f9956 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/external-link-24px.svg\" alt=\"\" class=\"wp-image-2128\"\/><\/figure>\n\n\n\n<p class=\"mob-mar-l-qtr mar-l-hlf\"><a href=\"https:\/\/www5.rbcinsurance.com\/ui\/signin\/home\" data-dig-id=\"LP-2081-74ff6b91\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique\" class=\"rbc-link-format\">Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique<\/a><\/p>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/87f3370f-5ae3-45e9-a54f-0712ed739d8d\/Proposition-electronique-de-l-Assurance-maladies-graves-RBC.mp4\" data-dig-id=\"LP-2081-1e1f8fe9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\">Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e73dc905-4d44-4d37-9811-a52026e6d2e1\/Changement-de-beneficiaire-prestataire-Assurance-maladie-grave.pdf\" data-dig-id=\"LP-2081-b02e1cee\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Client_service_forms&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-3890eb06\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all key forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Afficher les principaux formulaires<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">\u00c9conomies d\u00e9coulant du programme<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"avjpojqba\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h5 class=\"wp-block-heading\" id=\"h-assurances-vie-temporaire-et-maladies-graves-groupees\"><strong><strong>Assurances vie temporaire et maladies graves group\u00e9es<\/strong><\/strong><\/h5>\n\n\n\n<p>Nous avons regroup\u00e9 l\u2019assurance maladies graves de RBC avec l\u2019assurance temporaire Pour<em>Vous<\/em> afin d\u2019offrir une protection plus compl\u00e8te et des \u00e9conomies imm\u00e9diates.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Exon\u00e9ration des frais&nbsp;:<\/strong> Si les deux produits sont souscrits en m\u00eame temps, nous renon\u00e7ons aux frais de police de l\u2019assurance vie temporaire pour la dur\u00e9e de la police de votre client.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Option d\u2019adaptation de votre couverture : <\/strong>Les deux polices comportent des options de prolongation de la dur\u00e9e ou de transformation en une assurance permanente sans qu\u2019il soit n\u00e9cessaire de subir un nouvel examen m\u00e9dical.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/5b5faeea-a3c6-4098-95b9-1f5add39376b\/Assurances-temporaire-et-maladies-graves.pdf\" data-dig-id=\"LP-4672-6f0b67d6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn more about the Term and Critical Illness Bundle\" class=\"rbc-link-format rbc-link-format standalone-link-after\" data-icon-class=\"standalone-link-after\">Renseignez-vous sur l\u2019offre group\u00e9e des assurances temporaire et maladies graves<\/a><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/d9faa05f-391c-4324-94d7-e13daade9345\/Guide-du-conseiller-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-5c165f90\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Advisor product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour le conseiller&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/7d5597ad-12f4-4159-b2c4-4b5beda5dcbf\/Apercu-de-l-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-8ace6e1f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/fbcf82d5-b77f-4425-a0f7-db29626d6403\/Assurance-maladies-graves-RBC-Guide-des-definitions.pdf\" data-dig-id=\"LP-4672-4cca3c59\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Critical Illness Definitions Guide\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide des d\u00e9finitions de l\u2019assurance maladies graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/cd374a03-d201-4e94-822e-fcbb977080ca\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Conseiller.pdf\" data-dig-id=\"LP-4672-5c4b6618\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c34022f5-25f4-4d7b-9e90-f922e59d0e43\/Echange-et-transformation-de-l-assurance-temporaire-Conseiller.pdf\" data-dig-id=\"LP-4672-d0a75c78\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;Content_Type=Sample_contracts&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Product_Sub_Name=RBC_Critical_Illness_Insurance&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-d474dddd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all advisor materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/721d3862-ac4c-40ae-ab83-ba2a0c099487\/Guide-du-client-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-37713af9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client product guide: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du produit pour les clients&nbsp;: Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/318008ad-c665-4a94-badd-b19f2df9c839\/Les-faits-Assurance-maladies-graves-RBC.pdf\" data-dig-id=\"LP-4672-cc96d29d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: RBC Critical Illness Insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Aper\u00e7u de l\u2019Assurance maladies graves RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2243118a-0045-421e-be8a-a29e159bb96c\/Pourquoi-ai-je-besoin-d-une-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-08c15fb5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Why critical illness insurance?\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Pourquoi souscrire une assurance maladies graves&nbsp;?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/03a4decb-feaa-41f4-af35-619df1caac38\/Remboursement-des-primes-et-Exoneration-des-primes-en-cas-d-invalidite-Client.pdf\" data-dig-id=\"LP-4672-3dccc67a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Return of Premium \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Remboursement des primes \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/a48805a9-363d-4cf5-8742-1ad5ab19e67b\/Echange-et-transformation-de-l-assurance-temporaire-Client.pdf\" data-dig-id=\"LP-4672-ec91deb7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Term Exchange and Conversion \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9change et transformation de l\u2019assurance temporaire \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Marketing_material___Client&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-f146620a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all marketing materials\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Voir toute la documentation \u00e0 l\u2019intention des clients<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container has-rbc-bright-blue-tint-5-background-color has-background is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column  mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong><strong>Concepts de vente<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/2de93cfa-c880-4a3a-ba6e-b61f61e535cd\/Entente-a-interets-partages-Conseiller.pdf\" data-dig-id=\"LP-4672-53e78c04\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Advisor\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/ee8db2c7-e75b-42b7-bf23-e8e52550fb33\/Entente-a-interets-partages-Client.pdf\" data-dig-id=\"LP-4672-ce1cc92a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Shared Interest Arrangement \u2013 Client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente \u00e0 int\u00e9r\u00eats partag\u00e9s \u2013 Client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e7a8af33-090a-4ed9-90cb-2d15a8902afa\/Entente-d-interets-partages-Lignes-directrices.pdf\" data-dig-id=\"LP-2081-81c4193d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Lignes directrices\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Lignes directrices<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/443544d2-9dcf-401b-acc7-9efc9a800877\/Entente-d-interets-partages-Liste-de-controle-du-conseiller.pdf\" data-dig-id=\"LP-2081-fa2cf5b1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Entente d\u2019int\u00e9r\u00eats partag\u00e9s - Liste de contr\u00f4le du conseiller\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Entente d\u2019int\u00e9r\u00eats partag\u00e9s &#8211; Liste de contr\u00f4le du conseiller<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Service \u00e0 la client\u00e8le<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/46e4b4fd4f815b5b\/original\/Proposition-d-assurance-maladies-graves.pdf\" data-dig-id=\"LP-4672-1f18695b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance application\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Proposition d\u2019Assurance maladies graves&nbsp;RBC<\/a><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-f66f9956 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/conseiller.rbcinsurance.com\/fr\/wp-content\/uploads\/sites\/3\/2026\/09\/external-link-24px.svg\" alt=\"\" class=\"wp-image-2128\"\/><\/figure>\n\n\n\n<p class=\"mob-mar-l-qtr mar-l-hlf\"><a href=\"https:\/\/www5.rbcinsurance.com\/ui\/signin\/home\" data-dig-id=\"LP-2081-74ff6b91\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique\" class=\"rbc-link-format\">Assurance maladies graves \u2013 Illustrations en ligne et Proposition \u00e9lectronique<\/a><\/p>\n<\/div>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/87f3370f-5ae3-45e9-a54f-0712ed739d8d\/Proposition-electronique-de-l-Assurance-maladies-graves-RBC.mp4\" data-dig-id=\"LP-2081-1e1f8fe9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\">Acc\u00e8s et utilisation de la proposition \u00e9lectronique d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/e73dc905-4d44-4d37-9811-a52026e6d2e1\/Changement-de-beneficiaire-prestataire-Assurance-maladie-grave.pdf\" data-dig-id=\"LP-2081-b02e1cee\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Changement de b\u00e9n\u00e9ficiaire\/prestataire \u2013 Formulaire d\u2019assurance maladie graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=popularity&amp;Product_Name=Critical_Illness&amp;Content_Type=Client_service_forms&amp;Line_of_Business=Living_Benefits\" data-dig-id=\"LP-4672-3890eb06\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"View all key forms\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\">Afficher les principaux formulaires<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_avjpojqba\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-protection-revenu-invalidite\" id=\"protection-revenu-invalidite\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Produit<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper\"><div class=\"comparisonBlock__header\"><h3>Protection du revenu en cas d&rsquo;invalidit\u00e9<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">RBC Assurances est un chef de file dans le secteur de l&rsquo;assurance invalidit\u00e9. Nous offrons une gamme compl\u00e8te d\u2019assurances individuelles de protection du revenu assorties d\u2019une option de transformation en assurance soins de longue dur\u00e9e. Offrez \u00e0 vos clients une protection du revenu de premier ordre.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Ouvriers qualifi\u00e9s et travailleurs \u00e0 temps partiel<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Professionnels \u00e0 revenu \u00e9lev\u00e9 et cadres sup\u00e9rieurs<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Propri\u00e9taires de petites entreprises et travailleurs qualifi\u00e9s<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Protection-Retraite<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire (RIPS)<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Programme de r\u00e9duction des primes pour \u00e9tudiants<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Ouvriers qualifi\u00e9s et travailleurs \u00e0 temps partiel<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-columns mar-b-hlf mob-mar-b-hlf is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group mar-b-hlf mob-mar-b-hlf is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-0736c242052d9b6c720cf2839c2e0b54\"><strong><strong>Renouvellement garanti<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong><strong><strong>S\u00e9rie Fondamentale<\/strong><\/strong><\/strong><\/p>\n<\/div>\n\n\n\n<p>Cette police offre une couverture en cas de blessure seulement, \u00e0 laquelle il est facile d\u2019\u00eatre admissible, et une couverture en cas de maladie qu\u2019il est possible de souscrire au moyen d\u2019une proposition simple.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Facile \u00e0 souscrire<\/strong> : R\u00e9pondez \u00e0 trois questions d\u2019admissibilit\u00e9 pour pr\u00e9senter une demande de couverture en cas de blessure seulement.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Couverture Maladie facultative :&nbsp;<\/strong>Remplissez une courte proposition pour souscrire la couverture en cas de maladie.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9 totale&nbsp;:<\/strong> Des prestations mensuelles sont vers\u00e9es si une maladie ou une blessure emp\u00eache totalement votre client de travailler.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong><a href=\"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" data-dig-id=\"LP-1722-b9cb7232\" data-dig-label=\"Aide au retour au travail\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Aide au retour au travail<\/a><\/strong> : Des services susceptibles d\u2019aider votre client \u00e0 retourner au travail sont offerts.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group mar-b-hlf mob-mar-b-hlf is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-48cb0b52d77c7f1d50a073cdc24f0378\"><strong>Renouvellement garanti<\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong>S\u00e9rie Avant-garde<\/strong><\/p>\n<\/div>\n\n\n\n<p>Un r\u00e9gime abordable comportant de nombreuses options qui procure \u00e0 votre client la protection qui lui convient La S\u00e9rie&nbsp;Avant-garde offre des prestations d\u2019invalidit\u00e9, de l\u2019aide pour reprendre le travail et des options similaires \u00e0 celles de la S\u00e9rie Fondations, mais \u00e0 un prix inf\u00e9rieur.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9&nbsp;:<\/strong> Des prestations mensuelles pr\u00e9d\u00e9termin\u00e9es sont vers\u00e9es si&nbsp;une maladie ou une blessure r\u00e9duit la capacit\u00e9 de travail de votre client et entra\u00eene une perte de revenu d\u2019au moins 20&nbsp;%.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>P\u00e9riode d\u2019indemnisation de votre choix:<\/strong> Recevez des prestations pendant deux ans, cinq ans, 10 ans&nbsp;ou jusqu\u2019\u00e0&nbsp;65 ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" target=\"_blank\" data-dig-id=\"LP-1722-5b8a5405\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Aide au retour au travail\" rel=\"noreferrer noopener\" class=\"rbc-link-format\"><strong>Aide au retour au travail<\/strong><\/a> <strong>:<\/strong> <br>Des services susceptibles d\u2019aider votre client \u00e0 retourner au travail sont offerts.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group mar-t mob-mar-t is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/73ddc9747e0db989\/original\/Serie-Fondamentale-Protection-du-revenu-en-cas-d-invalidite.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-label=\"At a glance: Participating life insurance\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Guide du conseiller : S\u00e9rie Fondamentale<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/516d24fa3a847234\/original\/Serie-Avant-garde.pdf\" data-dig-id=\"LP-159-31b1385d\" data-dig-label=\"Guide du conseiller : S\u00e9rie Avant-garde\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Guide du conseiller : S\u00e9rie Avant-garde<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b28addd755aed776\/original\/Portefeuille-des-produits-d-assurance-individuelle-a-prestations-du-vivant.pdf\" data-dig-id=\"LP-159-460ad9c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/96e390e9e76184f9\/original\/Assurance-invalidite-Guide-de-tarification.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-ab84faf5\" data-dig-label=\"Standard and preferred life underwriting requirements guidelines&nbsp;\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Assurance invalidit\u00e9 &#8211; Guide de tarification<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Fondation&amp;Product_Name=Disability_Income_Protection&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-159-1c600952\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/a0e9aaa69da94641\/original\/Assurance-individuelle-de-protection-du-revenu.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Assurance individuelle de protection du revenu<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f4bbdd5185d9834f\/original\/Protegez-votre-revenu.pdf\" data-dig-id=\"LP-159-227768bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/bd79b382c7fe7e55\/original\/Serie-Avant-garde.pdf\" data-dig-id=\"LP-159-c9c2d34e\" data-dig-label=\"S\u00e9rie Avant-garde : Les faits\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">S\u00e9rie Avant-garde : Les faits<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Fondation&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Client&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/17630deeaca376b6\/original\/Proposition-d-assurance-protection-du-revenu-en-cas-d-invalidite-de-la-Serie-Fondamentale-couverture-maladie.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-a7e07934\" data-dig-label=\"At a glance: Inforce options\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Proposition d\u2019assurance couverture maladie &#8211; S\u00e9rie Fondamentale<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/110cbde9e10ae26c\/original\/Proposition-d-assurance-protection-du-revenu-en-cas-d-invalidite-de-la-Serie-Fondamentale-couverture-blessure.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-2b443f9c\" data-dig-label=\"The Fundamental Series \u2013 Injury Application\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Proposition d\u2019assurance couverture blessure &#8211; S\u00e9rie Fondamentale<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=fondation&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=fondation&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Professionnels \u00e0 revenu \u00e9lev\u00e9 et cadres sup\u00e9rieurs<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-columns mar-b-hlf mob-mar-b-hlf is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group mar-b-hlf mob-mar-b-hlf is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-28defb5bdd289b7e13956f9fdd783c98\"><strong>Non r\u00e9siliable<\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong>S\u00e9rie Professions<\/strong><\/p>\n<\/div>\n\n\n\n<p>La police de la S\u00e9rie&nbsp;Professions procure une protection en cas d\u2019invalidit\u00e9 de longue dur\u00e9e et des prestations de retour au travail con\u00e7ues pour r\u00e9pondre aux besoins particuliers de votre client.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9 totale&nbsp;:<\/strong> Des&nbsp;prestations mensuelles sont vers\u00e9es si&nbsp;une maladie ou une blessure emp\u00eache totalement votre client de travailler.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9 partielle ou r\u00e9siduelle&nbsp;:<\/strong> La couverture facilite le retour au travail de votre client si, \u00e0 la suite d\u2019une blessure ou d\u2019une maladie, il n\u2019est en mesure de reprendre le travail qu\u2019\u00e0 temps partiel.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>P\u00e9riode d\u2019indemnisation de votre choix :&nbsp;<\/strong>Recevez des prestations pendant deux ans, cinq ans ou jusqu\u2019\u00e0&nbsp;65 ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" target=\"_blank\" data-dig-id=\"LP-1722-5b8a5405\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Aide au retour au travail\" rel=\"noreferrer noopener\" class=\"rbc-link-format\"><strong>Aide au retour au travail<\/strong><\/a><strong> :<\/strong> Des services susceptibles d\u2019aider votre client \u00e0 retourner au travail sont offerts.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-bc1df6798b6adaf9853a027fd33fd14e\"><strong><strong>Non r\u00e9siliable<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong>Programme des professionnels \u00e9tablis<\/strong><\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>R\u00e9duction de 20 % pour les professionnels \u00e9tablis dans le cadre de S\u00e9rie Professions<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Offerte aux professionnels inscrits qui ont au moins trois ans d\u2019exp\u00e9rience et dont le revenu a \u00e9t\u00e9 d\u2019au moins 100 000 $ au cours des deux derni\u00e8res ann\u00e9es.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b0a316c9ce14b9b3\/original\/Serie-Professions.pdf\" data-dig-id=\"LP-159-f4645f01\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"S\u00e9rie Professions : Guide du conseiller\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">S\u00e9rie Professions : Guide du conseiller<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b28addd755aed776\/original\/Portefeuille-des-produits-d-assurance-individuelle-a-prestations-du-vivant.pdf\" data-dig-id=\"LP-159-460ad9c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/96e390e9e76184f9\/original\/Assurance-invalidite-Guide-de-tarification.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-ab84faf5\" data-dig-label=\"Standard and preferred life underwriting requirements guidelines&nbsp;\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Assurance invalidit\u00e9 &#8211; Guide de tarification<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f74cd082501af78c\/original\/Protection-Individuelle-Du-Revenu.pdf\" target=\"_blank\" data-dig-id=\"LP-159-d2f2584b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemple de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemple de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Professionel+OR+Quantum&amp;Product_Name=Disability_Income_Protection&amp;User=Advisor&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-159-848440a1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/a0e9aaa69da94641\/original\/Assurance-individuelle-de-protection-du-revenu.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Assurance individuelle de protection du revenu<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f4bbdd5185d9834f\/original\/Protegez-votre-revenu.pdf\" data-dig-id=\"LP-159-227768bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/4ce13324fbbbaf22\/original\/Serie-Professions-pour-certains-types-de-professions.pdf\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2024 financial update\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">S\u00e9rie Professions pour certains types de professions<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/a68a57be3bbaacbd\/original\/La-Serie-Professions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-label=\"2024 financial update\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">La S\u00e9rie Professions : Les faits<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;User=Client&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Client&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Les propri\u00e9taires de petite entreprise et travailleurs qualifi\u00e9s<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"xmrjbizzq\">\n<div class=\"wp-block-columns mar-b-hlf mob-mar-b-hlf is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group mar-b-hlf mob-mar-b-hlf is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-28defb5bdd289b7e13956f9fdd783c98\"><strong>Non r\u00e9siliable<\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong>S\u00e9rie Fondations<\/strong><\/p>\n<\/div>\n\n\n\n<p>La S\u00e9rie Fondations offre des prestations d\u2019invalidit\u00e9 totale et une gamme vari\u00e9e de services d\u2019aide pour faciliter le retour au travail. En offrant des options souples, nous pouvons personnaliser la police selon les besoins et le budget de votre client.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9 totale&nbsp;:<\/strong> Des&nbsp;prestations mensuelles sont vers\u00e9es si&nbsp;une maladie ou une blessure emp\u00eache totalement votre client de travailler.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>P\u00e9riode d\u2019indemnisation de votre choix:<\/strong>&nbsp;Recevez des prestations pendant deux ans, cinq ans, 10 ans&nbsp;ou jusqu\u2019\u00e0&nbsp;65 ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><a href=\"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" target=\"_blank\" data-dig-id=\"LP-1722-5b8a5405\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Aide au retour au travail\" rel=\"noreferrer noopener\" class=\"rbc-link-format\"><strong>Aide au retour au travail<\/strong><\/a> <strong>:<\/strong> Des services susceptibles d\u2019aider votre client \u00e0 retourner au travail sont offerts.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group mar-b-hlf mob-mar-b-hlf is-layout-constrained wp-container-core-group-is-layout-105570a8 wp-block-group-is-layout-constrained\">\n<p class=\"mar-b-0 mob-mar-b-0 has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-48cb0b52d77c7f1d50a073cdc24f0378\"><strong>Renouvellement garanti<\/strong><\/p>\n\n\n\n<p class=\"has-label-xl-font-size\"><strong>Quantum<\/strong><\/p>\n<\/div>\n\n\n\n<p>La police Quantum procure une protection de qualit\u00e9 en cas d\u2019invalidit\u00e9 et facilite le retour au travail si une blessure ou une maladie entra\u00eene une perte de revenu d\u2019au moins 20 % pour votre client.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations d\u2019invalidit\u00e9&nbsp;:<\/strong> Des prestations mensuelles pr\u00e9d\u00e9termin\u00e9es sont vers\u00e9es si&nbsp;une maladie ou une blessure r\u00e9duit la capacit\u00e9 de travail de votre client et entra\u00eene une perte de revenu d\u2019au moins 20&nbsp;%.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>P\u00e9riode d\u2019indemnisation de votre choix<\/strong> : Recevez des prestations pendant deux ans, cinq ans ou jusqu\u2019\u00e0 65 ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong><a href=\"https:\/\/www.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" data-dig-id=\"LP-159-b6e5c0f4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Aide au retour au travail\" class=\"rbc-link-format\">Aide au retour au travail<\/a> :<\/strong> Des services susceptibles d\u2019aider votre client \u00e0 retourner au travail sont offerts.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/015ab3e48c8828a7\/original\/Serie-Fondations.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-label=\"At a glance: Participating life insurance\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Guide du conseiller : S\u00e9rie Fondations<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/c86009e36d14d1be\/original\/Quantum.pdf\" target=\"_blank\" data-dig-id=\"LP-159-43d7bdf8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Quantum\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Guide du conseiller : Quantum<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b28addd755aed776\/original\/Portefeuille-des-produits-d-assurance-individuelle-a-prestations-du-vivant.pdf\" data-dig-id=\"LP-159-460ad9c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/96e390e9e76184f9\/original\/Assurance-invalidite-Guide-de-tarification.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-ab84faf5\" data-dig-label=\"Standard and preferred life underwriting requirements guidelines&nbsp;\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Assurance invalidit\u00e9 &#8211; Guide de tarification<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Foundation+OR+Avant&amp;Product_Name=Disability_Income_Protection&amp;User=Advisor&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-159-4ae6820e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/a0e9aaa69da94641\/original\/Assurance-individuelle-de-protection-du-revenu.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Assurance individuelle de protection du revenu<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f4bbdd5185d9834f\/original\/Protegez-votre-revenu.pdf\" data-dig-id=\"LP-159-227768bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/e0d1c474532b4402\/original\/Quantum.pdf\" target=\"_blank\" data-dig-id=\"LP-159-c9c2d34e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"S\u00e9rie Avant-garde : Les faits\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Quantum : Les faits<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Foundation+OR+Avant&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Foundation+OR+Avant&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Foundation+OR+Avant&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Foundation+OR+Avant&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_xmrjbizzq\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Protection-Retraite<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"m95p1d7xr\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"mob-mar-b-qtr mar-b-qtr has-grey-tint-one-color has-text-color has-link-color has-label-sm-font-size wp-elements-fa4e9f18d5bc95926435944061c4170c\"><strong>Non r\u00e9siliable<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-protection-retraite\">Protection-Retraite<\/h3>\n\n\n\n<p>La police et l&rsquo;avenant Protection-Retraite aident vos clients \u00e0 maintenir un programme d&rsquo;\u00e9pargne-retraite en cas d&rsquo;invalidit\u00e9 totale.&nbsp;<\/p>\n\n\n\n<p>Vos clients pourront ainsi continuer d\u2019\u00e9pargner pour la retraite m\u00eame s\u2019ils ne peuvent pas travailler. Cette assurance peut \u00eatre souscrite seule ou compl\u00e9ter l\u2019une de nos polices d\u2019assurance invalidit\u00e9.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large pad-b-qtr mob-pad-b-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Cotisations d\u2019\u00e9pargne-retraite&nbsp;:<\/strong> Si une blessure ou une maladie emp\u00eache votre client de travailler, la police continuera d\u2019assurer le versement des cotisations \u00e0 son r\u00e9gime d\u2019\u00e9pargne-retraite.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Non r\u00e9siliable et renouvellement garanti :<\/strong>&nbsp;La police ne peut \u00eatre r\u00e9sili\u00e9e sans votre consentement, jusqu\u2019\u00e0 ce que vous ayez&nbsp;65 ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>P\u00e9riode d\u2019indemnisation&nbsp;:<\/strong> Selon la profession de votre client, il peut recevoir des prestations pendant 10&nbsp;ans ou jusqu\u2019\u00e0 l\u2019\u00e2ge de 65&nbsp;ans.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Transf\u00e9rabilit\u00e9&nbsp;:<\/strong> Votre client peut conserver sa police, m\u00eame s\u2019il change d\u2019emploi.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group mob-mar-t mar-t pad-t-qtr mob-pad-t-qtr is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/a0024b6ae883364b\/original\/Protection-retraite.pdf\" data-dig-id=\"LP-159-50329044\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Protection retraite\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : Protection retraite<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b28addd755aed776\/original\/Portefeuille-des-produits-d-assurance-individuelle-a-prestations-du-vivant.pdf\" data-dig-id=\"LP-159-460ad9c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=exemple+contrat&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=Protector+retraite&amp;Product_Name=Disability_Income_Protection&amp;User=Advisor&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-1722-d474dddd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f4bbdd5185d9834f\/original\/Protegez-votre-revenu.pdf\" data-dig-id=\"LP-159-227768bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d97192d3657b4509\/original\/Demande-de-reglement-pour-invalidite-residuelle-a-Aquoi-doit-on-saattendre.pdf\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2024 financial update\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de r\u00e8glement pour invalidit\u00e9 r\u00e9siduelle \u2013 \u00c0 quoi doit-on s\u2019attendre<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=protection+retraite&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=protection+retraite&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;User=Advisor&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=protection+retraite&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=protection+retraite&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_m95p1d7xr\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire (RIPS)<\/h4><p class=\"rbc-override-margin\">Le R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire (RIPS) et le RIPS \u00e0 \u00e9tablissement garanti repr\u00e9sentent de nouvelles occasions de ventes dans le secteur de l\u2019assurance collective. Gr\u00e2ce \u00e0 cette solution simple et peu co\u00fbteuse, vous pourrez offrir \u00e0 vos clients des contrats d\u2019assurance invalidit\u00e9 individuelle regroup\u00e9s dans un r\u00e9gime commun et assortis de primes d\u00e9ductibles du revenu imposable.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"nce3gv0rk\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"mar-t-qtr mob-mar-t-qtr has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/95722167f49c105a\/original\/Rgime-d-indemnits-pour-perte-de-salaire.pdf\" data-dig-id=\"LP-159-e1cd80cc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/b28addd755aed776\/original\/Portefeuille-des-produits-d-assurance-individuelle-a-prestations-du-vivant.pdf\" data-dig-id=\"LP-159-460ad9c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Portefeuille des produits d\u2019assurance individuelle \u00e0 prestations du vivant<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/42443e5cee95cefb\/original\/Ajout-d-un-Regime-d-indemnites-pour-perte-de-salaire-a-une-police-en-vigeur-et-option-speciale-d-augmentation-future-au-moment-de-la-transformation-Foire-aux-questions.pdf\" target=\"_blank\" data-dig-id=\"LP-1597-c16f7bf8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Ajout d\u2019un R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire \u00e0 une police en vigeur et option sp\u00e9ciale d\u2019augmentation future au moment de la transformation - Foire aux questions\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Ajout d\u2019un R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire \u00e0 une police en vigeur et option sp\u00e9ciale d\u2019augmentation future au moment de la transformation &#8211; Foire aux questions<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f4bbdd5185d9834f\/original\/Protegez-votre-revenu.pdf\" data-dig-id=\"LP-159-227768bc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Infofiche sur les demandes de r\u00e8glement d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/1348384d0da6041f\/original\/Regime-D-assurance-Salaire-ras.pdf\" data-dig-id=\"LP-159-9c4f09e7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"R\u00e9gimes d'assurance-salaire - Pr\u00e9sentation client\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">R\u00e9gimes d&rsquo;assurance-salaire &#8211; Pr\u00e9sentation client<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=revenu&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=revenu&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/33f3ba23bf84bdf9\/original\/Formulaire-de-modification-du-rEgime-de-remplacement-du-salaire-A692.pdf\" data-dig-id=\"LP-159-a7b29a1f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Formulaire de modification\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Formulaire de modification<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d7d5a46436018c45\/original\/Modification-Regime-d-Indemnites-pour-perte-de-Salaire-Serie-Fondamentale.pdf\" data-dig-id=\"LP-159-1651fc10\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Formulaire de modification - S\u00e9rie Fondamentale\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Formulaire de modification &#8211; S\u00e9rie Fondamentale<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/92bc51db1dbcdf6\/original\/Proposition-pour-l-ajout-d-une-police-Assurance-Invalidite-en-vigueur-a-un-Regime-d-indemnites-pour-perte-de-salaire-RIPS.pdf\" target=\"_blank\" data-dig-id=\"LP-1597-86c11fa2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Proposition pour l\u2019ajout d\u2019une police Assurance Invalidit\u00e9 en vigueur \u00e0 un R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire (RIPS)\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition pour l\u2019ajout d\u2019une police Assurance Invalidit\u00e9 en vigueur \u00e0 un R\u00e9gime d\u2019indemnit\u00e9s pour perte de salaire (RIPS)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/62cb2cefa1ddae3c\/original\/Demande-de-Suppression-Modification-Regime-d-Indemnites-pour-perte-de-Salaire-Serie-Fondamentale.pdf\" target=\"_blank\" data-dig-id=\"LP-1597-06c07f21\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Demande de Suppression Modification - R\u00e9gime d\u2019Indemnit\u00e9s pour perte de Salaire S\u00e9rie Fondamentale\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de Suppression Modification &#8211; R\u00e9gime d\u2019Indemnit\u00e9s pour perte de Salaire S\u00e9rie Fondamentale<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/3cf74c4b51de25cb\/original\/Demande-de-remise-en-vigueur-ou-de-modification-de-police.pdf\" target=\"_blank\" data-dig-id=\"LP-1597-273cb8ba\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Demande de remise en vigueur ou de modification de police\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de remise en vigueur ou de modification de police<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=revenu&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=revenu&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_nce3gv0rk\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Programme de r\u00e9duction des primes pour \u00e9tudiants<\/h4><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"z2zzm50wk\">\n<div class=\"wp-block-columns mar-b-hlf mob-mar-b-hlf is-layout-flex wp-container-core-columns-is-layout-9a14f22c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-xl-font-size\"><strong>Le Programme de r\u00e9duction des primes pour \u00e9tudiants<\/strong><\/p>\n<\/div>\n\n\n\n<p>Le Programme de r\u00e9duction des primes pour \u00e9tudiants est un programme annuel que vous pouvez offrir \u00e0 certains \u00e9tudiants et r\u00e9cents dipl\u00f4m\u00e9s qui ont besoin d\u2019une assurance invalidit\u00e9 ou maladies graves, mais qui n\u2019y sont en g\u00e9n\u00e9ral pas admissibles en raison d\u2019un revenu \u00e0 d\u00e9clarer insuffisant.<\/p>\n\n\n\n<p>Il pr\u00e9voit une r\u00e9duction de prime allant jusqu&rsquo;\u00e0 25&nbsp;% sur certains produits de protection du revenu, offre parfois une exon\u00e9ration des primes de cinq mois sur les produits admissibles et bien plus encore.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>L\u2019AI individuelle et l\u2019assurance FGP pour \u00e9tudiants donnent droit \u00e0 une r\u00e9duction de prime pouvant atteindre 25 % . Cette r\u00e9duction de prime s\u2019applique \u00e9galement \u00e0 toute assurance souscrite ult\u00e9rieurement au moyen de l\u2019avenant d\u2019option d\u2019assurance additionnelle Revenu futur (OAARF).<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Les titulaires d\u2019une premi\u00e8re police de chaque type de produit (AI individuelle, FGP pour \u00e9tudiants et maladies graves) auront droit \u00e0 un cong\u00e9 de primes de cinq mois apr\u00e8s le versement de la premi\u00e8re prime mensuelle, qui se traduira pour le client par une r\u00e9duction de prime de plus de 40 % au cours de la premi\u00e8re ann\u00e9e d\u2019assurance.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/76bf0c53-583c-4e24-8fb4-128725e435b4\/Programme-de-reduction-des-primes-pour-etudiants-Guide-du-conseiller.pdf\" target=\"_blank\" data-dig-id=\"LP-1722-49791850\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"2025 Student savings program\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Guide du conseiller : Programme de r\u00e9duction des primes pour \u00e9tudiants<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/0e514dfc79543906\/original\/Offre-aux-tudiants-en-mdecine.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-49791850\" data-dig-label=\"assets.rbcinsurance.com\/m\/0e514dfc79543906\/original\/Offre-aux-tudiants-en-mdecine.pdf\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Guide du conseiller : Offre aux \u00e9tudiants en m\u00e9decine<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/5beffd84860ea78f\/original\/Offre-aux-tudiants-en-gnie.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-49791850\" data-dig-label=\"assets.rbcinsurance.com\/m\/5beffd84860ea78f\/original\/Offre-aux-tudiants-en-gnie.pdf\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Guide du conseiller : Offre aux \u00e9tudiants en g\u00e9nie<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=%C3%A9conomies+OR+%C3%A9tabli&amp;Product_Name=Disability_Income_Protection&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-347-4610d6ac\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/07142002e86e5094\/original\/Offre-aux-tudiants-en-mdecine.pdf\" data-dig-id=\"LP-159-59d75dcd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Brochure du client : Offre aux \u00e9tudiants en m\u00e9decine\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Brochure du client : Offre aux \u00e9tudiants en m\u00e9decine<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/513bd5505293f4e8\/original\/Offre-aux-tudiants-en-gnie.pdf\" data-dig-id=\"LP-159-e7dab434\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Brochure du client : Offre aux \u00e9tudiants en g\u00e9nie\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Brochure du client : Offre aux \u00e9tudiants en g\u00e9nie<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/6d8a46b7-2752-4554-99cf-89b9d9df6709\/Programme-de-reduction-des-primes-pour-etudiants-et-Assurance-voyage-Decouverte-RBC.pdf\" target=\"_blank\" data-dig-id=\"LP-1768-c2e30c40\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Programme de r\u00e9duction des primes pour \u00e9tudiants et Assurance voyage D\u00e9couverte RBC\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Programme de r\u00e9duction des primes pour \u00e9tudiants et Assurance voyage D\u00e9couverte RBC<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=%C3%A9conomies+OR+%C3%A9tabli&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-347-90160221\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=%C3%A9conomies+OR+%C3%A9tabli&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-347-90160221\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/1fa82a091e314dcf\/original\/Programme-de-reduction-des-primes-pour-Etudiants.pdf\" data-dig-id=\"LP-159-30afb8e2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Re\u00e7u de la premi\u00e8re prime mensuelle vers\u00e9e \u00e0 l\u2019\u00e9gard d\u2019une proposition\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Re\u00e7u de la premi\u00e8re prime mensuelle vers\u00e9e \u00e0 l\u2019\u00e9gard d\u2019une proposition<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clhia.ca\/fr-CA\/Consumers\/Disability-Claim-Forms\" target=\"_blank\" data-dig-id=\"LP-1787-52eb64bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"ACCAP - Formulaire de demande de prestations d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">ACCAP &#8211; Formulaire de demande de prestations d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=%C3%A9conomies+OR+%C3%A9tabli&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=%C3%A9conomies+OR+%C3%A9tabli&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_z2zzm50wk\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-protection-entreprise-invalidite\" id=\"protection-entreprise-invalidite\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Produit<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper\"><div class=\"comparisonBlock__header\"><h3>Protection de l&rsquo;entreprise en cas d&rsquo;invalidit\u00e9<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">RBC Assurances comprend les besoins uniques des propri\u00e9taires d\u2019entreprise. C&rsquo;est pourquoi nous offrons une gamme compl\u00e8te de produits qui prot\u00e8gent leur actif des cons\u00e9quences financi\u00e8res n\u00e9fastes d&rsquo;une maladie ou d&rsquo;une blessure.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Protection pr\u00eat commercial<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Frais g\u00e9n\u00e9raux d&rsquo;entreprise<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Rachat en cas d&rsquo;invalidit\u00e9<\/div><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Protection personne cl\u00e9<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Protection pr\u00eat commercial<\/h4><p class=\"rbc-override-margin\">La Protection pr\u00eat commercial a \u00e9t\u00e9 con\u00e7ue pour garantir au propri\u00e9taire d\u2019une entreprise qu\u2019il disposera des sommes n\u00e9cessaires pour rembourser ses pr\u00eats et les int\u00e9r\u00eats correspondants en cas d\u2019invalidit\u00e9 totale.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-e0dca8c8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/a618c405104b4729\/original\/Protection-pret-commercial.pdf\" data-dig-id=\"LP-159-17ab1c6d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Protection pr\u00eat commercial\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : Protection pr\u00eat commercial<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/0a0d7e06-6390-4363-9f47-1536f38e4e23\/Protection-pret-commercial-Guide-eclair.pdf\" data-dig-id=\"LP-1850-556c365e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide \u00e9clair : Protection pr\u00eat commercial\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide \u00e9clair : Protection pr\u00eat commercial<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/cdab674c2fda3cb5\/original\/Protection-Individuelle-D-entreprise-Contrat.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-49791850\" data-dig-label=\"assets.rbcinsurance.com\/m\/cdab674c2fda3cb5\/original\/Protection-Individuelle-D-entreprise-Contrat.pdf\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Exemple de contrat&nbsp;: Garantie de pr\u00eat commercial<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/cdab674c2fda3cb5\/original\/Protection-Individuelle-D-entreprise-Contrat.pdf\" target=\"_blank\" data-dig-id=\"LP-492-ab84faf5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Standard and preferred life underwriting requirements guidelines&nbsp;\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Exemple de contrat&nbsp;: Garantie de pr\u00eat aux entreprises \u2013 Paiements p\u00e9riodiques<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5cbad73a69bb4676\/original\/Protection-pret-commercial.pdf\" target=\"_blank\" data-dig-id=\"LP-492-9b6d44c1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Client guide: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Les faits : Protection pr\u00eat commercial<br><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d4591722a716942a\/original\/Supplment-Ai-Protection-prt-commercial.pdf\" data-dig-id=\"LP-159-7516f958\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Suppl\u00e9ment \u2013 Protection pr\u00eat commercial\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Suppl\u00e9ment \u2013 Protection pr\u00eat commercial<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/31d1d72e367991c4\/original\/Proposition-d-assurance-invalidite-et-ou-maladies-graves.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a7e07934\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Inforce options\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9 et\/ou maladies graves<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Frais g\u00e9n\u00e9raux d&rsquo;entreprise<\/h4><p class=\"rbc-override-margin\">La police Frais g\u00e9n\u00e9raux d&rsquo;entreprise est destin\u00e9e aux dirigeants de soci\u00e9t\u00e9s ferm\u00e9es et aux propri\u00e9taires de petites entreprises. Cette police de remboursement de frais couvre les frais mensuels fixes que l\u2019entreprise doit continuer de r\u00e9gler pendant l\u2019invalidit\u00e9 du dirigeant ou du propri\u00e9taire pour demeurer en exploitation.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"2ej8fh0sn\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d56b739ee353d539\/original\/Guide-Du-Conseiller-En-Assurance.pdf\" data-dig-id=\"LP-159-cf8e9db4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Frais g\u00e9n\u00e9raux d\u2019entreprise\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : Frais g\u00e9n\u00e9raux d\u2019entreprise<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/b0c9095e-afa4-4933-8fa9-edef8b9eb571\/Frais-generaux-d-entreprise-Guide-eclair.pdf\" data-dig-id=\"LP-1850-c50e0783\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide \u00e9clair : Frais g\u00e9n\u00e9raux d\u2019entreprise\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide \u00e9clair : Frais g\u00e9n\u00e9raux d\u2019entreprise<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/5f644462ea05ad77\/original\/Protection-Individuelle-D-entreprise.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-e32ec64c\" data-dig-label=\"Sample contract: Business Overhead Expense\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Exemple de contrat : Protection individuelle d&rsquo;entreprise<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/f8fc05ef6a045979\/original\/Frais-generaux-daentreprise.pdf\" data-dig-id=\"LP-159-03f7f5a6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Les faits : Frais g\u00e9n\u00e9raux d\u2019entreprise\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Les faits : Frais g\u00e9n\u00e9raux d\u2019entreprise<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/cb4cd4b9d48df89a\/original\/Supplament-a-Frais-Ganaraux-Daentreprise.pdf\" data-dig-id=\"LP-159-12d14c12\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Suppl\u00e9ment - Frais g\u00e9n\u00e9raux d\u2019entreprise\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Suppl\u00e9ment &#8211; Frais g\u00e9n\u00e9raux d\u2019entreprise<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/31d1d72e367991c4\/original\/Proposition-d-assurance-invalidite-et-ou-maladies-graves.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a7e07934\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Inforce options\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9 et\/ou maladies graves<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/www.rbcinsurance.com\/fr\/centredesressources\/statement-of-business-overhead-expenses-fr.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-492-a7e07934\" data-dig-label=\"At a glance: Inforce options\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">D\u00e9claration relative aux frais g\u00e9n\u00e9raux d\u2019entreprise<br><\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_2ej8fh0sn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Rachat en cas d&rsquo;invalidit\u00e9<\/h4><p class=\"rbc-override-margin\">La police Rachat de parts en cas d&rsquo;invalidit\u00e9 est essentiellement destin\u00e9e aux soci\u00e9t\u00e9s de personnes et aux associations professionnelles qui comptent de deux \u00e0 cinq dirigeants. Les soci\u00e9t\u00e9s de personnes ou de capitaux comptant de six \u00e0 dix dirigeants peuvent \u00e9galement \u00eatre admissibles.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"ektzjy8mv\">\n<div class=\"wp-block-group is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-e0dca8c8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/bff1cd9083436039\/original\/Rachat-en-cas-dainvalidite.pdf\" data-dig-id=\"LP-159-ee24b99f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Rachat en cas d'invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : Rachat en cas d&rsquo;invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/5674541d-fdeb-447c-83f5-820373890e6a\/Rachat-en-cas-d-invalidite-Guide-eclair.pdf\" data-dig-id=\"LP-1850-b1772c21\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide \u00e9clair : Rachat en cas d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide \u00e9clair : Rachat en cas d\u2019invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a data-icon-class=\"pdf-link\" href=\"https:\/\/assets.rbcinsurance.com\/m\/d59d093c0fe33a5f\/original\/Police-dassurance-rachat-des-parts-dentreprise-D800f0-F-07-12-assurance-Rachat-En-Cas-D-invalidite.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-1722-e32ec64c\" data-dig-label=\"Sample contract: Business Overhead Expense\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format rbc-link-format pdf-link\">Exemple de contrat : Police d\u2019assurance rachat des parts d\u2019entreprise<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/3f911f78999b4c32\/original\/Avaluation-de-Rachat-en-cas-dainvalidite.pdf\" data-dig-id=\"LP-159-f0eebcdd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"\u00c9valuation de rachat en cas d'invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">\u00c9valuation de rachat en cas d&rsquo;invalidit\u00e9<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/57bc0343c0924a4f\/original\/Rachat-en-cas-d-invalidite.pdf\" data-dig-id=\"LP-159-68610db8\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Les faits : Rachat en cas d\u2019invalidit\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Les faits : Rachat en cas d\u2019invalidit\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/31d1d72e367991c4\/original\/Proposition-d-assurance-invalidite-et-ou-maladies-graves.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a7e07934\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Inforce options\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9 et\/ou maladies graves<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_ektzjy8mv\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Protection personne cl\u00e9<\/h4><p class=\"rbc-override-margin\">La Protection personne cl\u00e9 couvre les pertes financi\u00e8res subies par un employeur \u00e0 cause de l&rsquo;invalidit\u00e9 d&rsquo;une personne cl\u00e9.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"ed613e6sp\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/82441b906b21dd39\/original\/Protection-Personne-cle.pdf\" data-dig-id=\"LP-159-70587ce2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Protection personne cl\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide du conseiller : Protection personne cl\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/caf3cf83-4442-4acb-aa87-96d8134e78d5\/Protection-personne-cle-Guide-eclair.pdf\" data-dig-id=\"LP-1850-7f94aa2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide \u00e9clair : Protection personne cl\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Guide \u00e9clair : Protection personne cl\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/825efacfc44d8593\/original\/Protection-Individuelle-D-entreprise.pdf\" target=\"_blank\" data-dig-id=\"LP-1722-e32ec64c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Exemple de contrat : Protection personne cl\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Exemple de contrat : Protection personne cl\u00e9<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/2e9fac8c4183bf92\/original\/Regime-d-indemnites-pour-perte-de-salaire-de-RBC-Assurances.pdf\" data-dig-id=\"LP-159-5f9c4bb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Prot\u00e9gez vos employ\u00e9s tout en r\u00e9alisant des \u00e9conomies\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Prot\u00e9gez vos employ\u00e9s tout en r\u00e9alisant des \u00e9conomies<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/1e7a9b7edbba5247\/original\/SUPPLAMENT-DE-LA-PERSONNE-CLA.pdf\" data-dig-id=\"LP-159-c7c82e56\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Suppl\u00e9ment de la personne cl\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Suppl\u00e9ment de la personne cl\u00e9<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5255e0148a244c72\/original\/Proposition-d-assurance-d-invalidite.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Participating life insurance\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/31d1d72e367991c4\/original\/Proposition-d-assurance-invalidite-et-ou-maladies-graves.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a7e07934\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"At a glance: Inforce options\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Proposition d\u2019assurance invalidit\u00e9 et\/ou maladies graves<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_ed613e6sp\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-programme-etablissement-standard-garanti\" id=\"programme-etablissement-standard-garanti\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue\" style=\"--icon-url:url(undefined)\"><span>Programme<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper\"><div class=\"comparisonBlock__header\"><h3>Programme d&rsquo;assurance \u00e0 \u00e9tablissement standard garanti<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Un programme unique qui compl\u00e8te l\u2019assurance collective par une assurance maladies graves ou une assurance invalidit\u00e9 afin de combler les lacunes de la protection du revenu et d\u2019offrir une protection suppl\u00e9mentaire.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Programme d&rsquo;assurance \u00e0 \u00e9tablissement standard garanti<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Programme d&rsquo;assurance \u00e0 \u00e9tablissement standard garanti (ESG)<\/h4><p class=\"rbc-override-margin\">Notre programme ESG a \u00e9t\u00e9 con\u00e7u pour r\u00e9pondre aux besoins particuliers et en constante \u00e9volution des entreprises canadiennes, en offrant une gamme compl\u00e8te de produits et services pour vos clients. Il s\u2019agit d\u2019une approche unique offrant un financement souple et la stabilit\u00e9 des co\u00fbts de l\u2019employeur tout en r\u00e9pondant aux besoins d\u2019une entreprise ou de certains employ\u00e9s admissibles.<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-label-xl-font-size\"><strong>Tout savoir au sujet du programme ESG et des avantages qu\u2019il offre&nbsp;:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Processus simplifi\u00e9 de traitement des propositions.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>La tarification m\u00e9dicale compl\u00e8te n\u2019est pas obligatoire<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Une police est \u00e9tablie \u00e0 l\u2019\u00e9gard de chaque employ\u00e9 admissible.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"mar-b-qtr mob-mar-b-qtr\"><strong>Le montant global d\u2019assurance ESG disponible d\u00e9pend des facteurs suivants :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list checkmark-icon is-style-black-disc mar-t-0 mob-mar-t-0\">\n<li class=\"wp-block-rbc-list-item\">\n<p>le nombre de participants et leur revenu d\u2019emploi (assurance invalidit\u00e9 seulement)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>la participation est facultative ou obligatoire (assurance maladies graves).<\/p>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Prestations pay\u00e9es par l\u2019employeur, g\u00e9n\u00e9ralement non imposables :<\/strong> Lorsque les primes sont pay\u00e9es par l\u2019employ\u00e9, ou pay\u00e9es par l\u2019employeur mais trait\u00e9es comme un avantage imposable, les prestations vers\u00e9es directement \u00e0 l\u2019employ\u00e9 ne sont pas imposables.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/25cd144f35c2bf7c\/original\/GSI-Modele-de-demande-d-adhesion-en-ligne.xlsm\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assets.rbcinsurance.com\/m\/25cd144f35c2bf7c\/original\/GSI-Modele-de-demande-d-adhesion-en-ligne.xlsm\" class=\"rbc-link-format rbc-link-format icon-before excel-doc-icon\" data-icon-class=\"icon-before excel-doc-icon\" rel=\"noreferrer noopener\">Mod\u00e8le de demande d&rsquo;adh\u00e9sion en ligne<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/34d59df2f3a1cfce\/original\/Processus-de-proposition-en-ligne-d-assurance-a-ESG.pdf\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Processus de proposition en ligne d\u2019assurance \u00e0 ESG<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/1e9a4eb44afe3143\/original\/GSI-Demande-d-adhesion-en-ligne-voir-police-demo.mp4\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"rbcassurances.com\/bic\/gsi-enrolment\/popup-gsi-policy-view-demo.html\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Demande d&rsquo;adh\u00e9sion en ligne voir police d\u00e9mo<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/73f928f1dfdc5a04\/original\/GSI-Proposition-en-ligne-demo-Assurance-invalidite-individuelle.mp4\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"rbcassurances.com\/bic\/gsi-enrolment\/popup-gsi-policy-view-demo.html\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Proposition en ligne d\u00e9mo &#8211; Assurance invalidit\u00e9 individuelle<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/428d319123c75e32\/original\/GSI-Proposition-en-ligne-demo-Assurance-invalidite-individuelle-et-assurance-maladies-graves.mp4\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"rbcassurances.com\/bic\/gsi-enrolment\/popup-gsi-policy-view-demo.html\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Proposition en ligne d\u00e9mo &#8211; Assurance invalidit\u00e9 individuelle et assurance maladies graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/42ac24295d0110d9\/original\/GSI-Proposition-en-ligne-demo-Assurance-maladies-graves.mp4\" target=\"_blank\" data-dig-id=\"LP-492-a6d44bc9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"rbcassurances.com\/bic\/gsi-enrolment\/popup-gsi-policy-view-demo.html\" class=\"rbc-link-format rbc-link-format icon-before play-button-icon\" data-icon-class=\"icon-before play-button-icon\" rel=\"noreferrer noopener\">Proposition en ligne d\u00e9mo &#8211; Assurance maladies graves<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/e3fd4f56be7cdb7e\/original\/Programme-etablissement-standard-garanti-Guide-du-conseiller.pdf\" target=\"_blank\" data-dig-id=\"LP-159-00fcb821\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Guide du conseiller : Programme \u00e9tablissement standard garanti\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Guide du conseiller : Programme \u00e9tablissement standard garanti<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/783cc489259e9501\/original\/Vous-etes-protege-grace-au-programme-d-assurance-invalidite-individuelle-de-RBC-Assurances.pdf\" target=\"_blank\" data-dig-id=\"LP-159-1f14882a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Fiche d'information sur l'assurance ESG et la carte-portefeuille\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Fiche d&rsquo;information sur l&rsquo;assurance ESG et la carte-portefeuille<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/4d20a420c0afff02\/original\/Lassurance-ESG-et-la-facturation-A-taux-composite.pdf\" data-dig-id=\"LP-159-9d5f6412\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"L\u2019assurance ESG et la facturation \u00e0 taux composite\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">L\u2019assurance ESG et la facturation \u00e0 taux composite<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=garanti&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Marketing_Material&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de marketing<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=garanti&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" data-dig-id=\"LP-492-6d27fbe5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Afficher tous les documents de marketing et de r\u00e9f\u00e9rence\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Afficher tous les documents de r\u00e9f\u00e9rence<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=garanti&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=garanti&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div role=\"tabpanel\" tabindex=\"0\" class=\"tab-pane\" aria-labelledby=\"section-tab-soins-longue-duree\" id=\"soins-longue-duree\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-rbci-square-light-blue-tint-3\" style=\"--icon-url:url(undefined)\"><span>Rehaussement de produit<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  comparisonTabContentWrapper\"><div class=\"comparisonBlock__header\"><h3>Assurance Soins de longue dur\u00e9e<\/h3><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">L\u2019assurance soins de longue dur\u00e9e de RBC\u00a0Assurances est offerte uniquement par l\u2019interm\u00e9diaire d\u2019une option de transformation. L\u2019assurance est con\u00e7ue pour couvrir les co\u00fbts des services de soins personnels ou de sant\u00e9 cons\u00e9cutifs \u00e0 l\u2019incapacit\u00e9 d\u2019une personne de prendre soin d\u2019elle-m\u00eame.<\/span><br><br><span class=\"partial__border-bottom\">Lorsque votre client est pr\u00eat, il peut transformer en tout ou en partie son assurance invalidit\u00e9 ou sa police R\u00e9tablissement d\u2019une maladie grave en une assurance soins de longue dur\u00e9e (SLD), sans \u00e9valuation m\u00e9dicale du risque.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\"><div class=\"comparisonBlock__menuItems\"><div class=\"comparisonBlock__menuItem\" tabindex=\"0\">Assurance Soins de longue dur\u00e9e<\/div><\/div><p><\/p><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards is-style-default default\"><div class=\"comparisonCards__header\"><h4 class=\"comparisonCards__heading\">Assurance Soins de longue dur\u00e9e<\/h4><p class=\"rbc-override-margin\">L\u2019assurance soins de longue dur\u00e9e pr\u00e9voit le versement d\u2019une indemnit\u00e9 quotidienne si votre client\u00a0:<\/p><\/div><div class=\"comparisonCards__cards carousel-wpr\" id=\"mqm5tnage\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-blue-large mar-b-hlf mob-mar-b-hlf\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Perd la capacit\u00e9 de prendre soin de lui-m\u00eame en raison d\u2019un trouble cognitif ou d\u2019une affection qui l\u2019emp\u00eache d\u2019exercer au moins deux activit\u00e9s de la vie quotidienne d\u00e9finies dans la police (p.&nbsp;ex., se laver ou s\u2019habiller)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Assurance Soins de longue dur\u00e9e<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-label-large-font-size\"><strong><strong>Mat\u00e9riel populaire<\/strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf mob-mar-r-hlf is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Mat\u00e9riel destin\u00e9 au conseiller<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/77e5f323-c502-4110-bfb0-34fc400a0a9c\/Policy-Administration-Guidelines.pdf\" data-dig-id=\"LP-2081-b268d735\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Administration des polices \u2013 Admissiblit\u00e9 \u00e0 la transformation de l\u2019assurance MG en assurance SLD\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Administration des polices \u2013 Admissiblit\u00e9 \u00e0 la transformation de l\u2019assurance MG en assurance SLD<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/7c2aabe224f73bcc\/original\/Transformation-de-l-assurance-invalidite-en-assurance-soins-de-longue-duree-liste-de-verification.pdf\" target=\"_blank\" data-dig-id=\"LP-159-32a1b980\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Transformation de l\u2019assurance invalidit\u00e9 en assurance soins de longue dur\u00e9e \u2013 liste de v\u00e9rification\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Transformation de l\u2019assurance invalidit\u00e9 en assurance soins de longue dur\u00e9e \u2013 liste de v\u00e9rification<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d062c64aae0ad735\/original\/Guide-de-l-utilisateur-Pour-laanalyse-des-besoins-en-matiere-de-soins-de-longue-duree.pdf\" target=\"_blank\" data-dig-id=\"LP-159-d5eb073b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Analyse des besoins en mati\u00e8re de soins de longue dur\u00e9\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Analyse des besoins en mati\u00e8re de soins de longue dur\u00e9<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=exemple+contrat&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Reference_Material&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-1722-c61b2666\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Lien vers des exemples de contrat\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Lien vers des exemples de contrat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=longue+duree&amp;Product_Name=Disability_Income_Protection&amp;User=Advisor&amp;Line_of_Business=Living_Benefits&amp;bynder_Language=French\" target=\"_blank\" data-dig-id=\"LP-1722-d474dddd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Voir toute la documentation \u00e0 l\u2019intention des conseillers\" class=\"rbc-link-format rbc-link-format icon-before attachment-icon\" data-icon-class=\"icon-before attachment-icon\" rel=\"noreferrer noopener\">Voir toute la documentation \u00e0 l\u2019intention des conseillers<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Documents destin\u00e9s aux clients<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/7086e96c58d77a43\/original\/Transformation-de-laassurance-invalidite-en-assurance-soins-de-longue-duree-Un-produit-Deux-solutions.pdf\" target=\"_blank\" data-dig-id=\"LP-159-48416bc1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Transformation de l\u2019assurance invalidit\u00e9 en assurance soins de longue dur\u00e9e : Un produit. Deux solutions.\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Transformation de l\u2019assurance invalidit\u00e9 en assurance SLD : Un produit. Deux solutions.<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/5930d2dcdc747399\/original\/Vous-etes-titulaire-d-une-police-d-assurance-invalidite-et-vous-approachez-de-la-retraite.pdf\" target=\"_blank\" data-dig-id=\"LP-159-c226e761\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Solution de transformation en assurance soins de longue dur\u00e9e - approcher de la retraite\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Solution de transformation en assurance soins de longue dur\u00e9e &#8211; approcher de la retraite<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-highlight-container is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong><strong>Nos Formulaires les plus utilis\u00e9s<\/strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/6bfbd84482ed3181\/original\/Demande-de-transformation-d-assurance-invalidite-en-assurance-soins-de-longue-duree-SLD-a-partir-d-aout-2008.pdf\" target=\"_blank\" data-dig-id=\"LP-159-9329e3ed\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Demande de transformation d\u2019assurance MG en assurance SLD\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de transformation d&rsquo;assurance invalidit\u00e9 en assurance soins de longue dur\u00e9e (SLD) \u00e0 partir du mois d\u2019ao\u00fbt 2008<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/32aaa886f446cd48\/original\/Demande-speciale-de-transformation-d-assurance-invalidite-en-assurance-soins-de-longue-duree-SLD-avant-aout-2008.pdf\" target=\"_blank\" data-dig-id=\"LP-159-2a1268b9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Demande de transformation d\u2019assurance MG en assurance SLD avant 2008\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de transformation d&rsquo;assurance invalidit\u00e9 en assurance (SLD) avant le mois d\u2019ao\u00fbt 2008<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/m\/d73417949779eea4\/original\/Demande-de-transformation-d-assurance-maladies-graves-MG-en-assurance-soins-de-longue-duree-SLD.pdf\" target=\"_blank\" data-dig-id=\"LP-159-7400d178\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Demande de transformation d'assurance maladies graves (MG) en assurance soins de longue dur\u00e9e (SLD)\" class=\"rbc-link-format rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Demande de transformation d&rsquo;assurance maladies graves (MG) en assurance soins de longue dur\u00e9e (SLD)<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button  is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=longue+duree&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-2213-df8e07d7\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Afficher tous les formulaires-https:\/\/conseiller.rbcinsurance.com\/fr\/formulaires-et-ressources\/?sort=relevance&amp;search=longue+duree&amp;Product_Name=Disability_Income_Protection&amp;Content_Type=Forms&amp;Line_of_Business=Living_Benefits \">Afficher tous les formulaires<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_mqm5tnage\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignfull PopularMarketingMaterialBlockContainer mar-t-64 mob-mar-t-dbl mar-b-64 mob-mar-b-dbl has-rbc-bright-blue-tint-5-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading is-style-default mar-b mob-mar-b popular-marketing-material-title default has-black-color has-text-color has-link-color wp-elements-fa7faa654599248bb4daca81c7218add\" id=\"h-trouvez-le-materiel-de-marketing-et-les-formulaires-et-autres-outils-populaires-concernant-les-prestations-du-vivant\"><span class=\"partial__border-bottom\">Trouvez le mat\u00e9riel de marketing et les formulaires et autres outils populaires concernant les prestations du vivant<\/span><\/h2>\n\n\n\t<div class=\"wp-block-rbci-src-bynder-asset-dropdown mar-b mob-mar-b\"\n\t\tdata-number-of-items=\"7\"\n\t\tdata-block-id=\"bynder-block-x86l8mw\"\n\t\tdata-parent-data=\"Line_of_Business\"\n\t\tdata-selected-parent-option=\"Living_Benefits\"\n\t\tdata-language=\"French\">\n\t\t<div class=\"bynder-select-container\">\n\t\t\t<!-- Custom select element -->\n\t\t\t<div class=\"bynder-custom-select\" id=\"bynder-dropdown-bynder-block-x86l8mw\">\n\t\t\t\t<!-- The actual select element (hidden visually but accessible for screen readers) -->\n\t\t\t\t<select class=\"bynder-select-element\" aria-label=\"S\u00e9lectionner une option\">\n\t\t\t\t\t<option value=\"\" disabled selected>S\u00e9lectionner une option<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"EFE02AB5-0088-42AA-804ACD85D3CA0297\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Demandes et formules pour affaires nouvelles \">\n\t\t\t\t\t\t\t\tDemandes et formules pour affaires nouvelles \t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"0156E083-C216-43E1-8A20D36D2BCD4228\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Formules de service \u00e0 la client\u00e8le \">\n\t\t\t\t\t\t\t\tFormules de service \u00e0 la client\u00e8le \t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"275E0880-4953-4DC2-B035381A85695E77\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Aide-m\u00e9moire et formation \">\n\t\t\t\t\t\t\t\tAide-m\u00e9moire et formation \t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"06BC20CF-6CEE-4C20-80FEBB053587EC2C\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Mat\u00e9riel de marketing - Conseiller\">\n\t\t\t\t\t\t\t\tMat\u00e9riel de marketing &#8211; Conseiller\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"ACAD7D20-9249-49B2-9F727E08073F5F0B\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Mat\u00e9riel de marketing - Clients\">\n\t\t\t\t\t\t\t\tMat\u00e9riel de marketing &#8211; Clients\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"9A31B4A5-A6F9-4F98-ABBF706A29E8B874\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Outils de vente\">\n\t\t\t\t\t\t\t\tOutils de vente\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<option value=\"70065A91-8258-4BE6-935419FDB3814737\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Exemples de contrat\">\n\t\t\t\t\t\t\t\tExemples de contrat\t\t\t\t\t\t\t<\/option>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/select>\n\t\t\t\t<!-- Custom styled select -->\n\t\t\t\t<div class=\"bynder-select-selected\">\n\t\t\t\t\tS\u00e9lectionner une option\t\t\t\t<\/div>\n\t\t\t\t<!-- Custom styled options container -->\n\t\t\t\t<div class=\"bynder-select-items bynder-select-hide\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item bynder-select-placeholder\">\n\t\t\t\t\t\t\tS\u00e9lectionner une option\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"EFE02AB5-0088-42AA-804ACD85D3CA0297\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Demandes et formules pour affaires nouvelles \">\n\t\t\t\t\t\t\t\tDemandes et formules pour affaires nouvelles \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"0156E083-C216-43E1-8A20D36D2BCD4228\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Formules de service \u00e0 la client\u00e8le \">\n\t\t\t\t\t\t\t\tFormules de service \u00e0 la client\u00e8le \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"275E0880-4953-4DC2-B035381A85695E77\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Aide-m\u00e9moire et formation \">\n\t\t\t\t\t\t\t\tAide-m\u00e9moire et formation \t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"06BC20CF-6CEE-4C20-80FEBB053587EC2C\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Mat\u00e9riel de marketing - Conseiller\">\n\t\t\t\t\t\t\t\tMat\u00e9riel de marketing &#8211; Conseiller\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"ACAD7D20-9249-49B2-9F727E08073F5F0B\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Mat\u00e9riel de marketing - Clients\">\n\t\t\t\t\t\t\t\tMat\u00e9riel de marketing &#8211; Clients\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"9A31B4A5-A6F9-4F98-ABBF706A29E8B874\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Outils de vente\">\n\t\t\t\t\t\t\t\tOutils de vente\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"bynder-select-item\"\n\t\t\t\t\t\t\t\tdata-option-id=\"70065A91-8258-4BE6-935419FDB3814737\"\n\t\t\t\t\t\t\t\tdata-option-label=\"Exemples de contrat\">\n\t\t\t\t\t\t\t\tExemples de contrat\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<!-- Results container -->\n\t\t<div id=\"bynder-results-bynder-block-x86l8mw\" class=\"bynder-results-container hide\" aria-live=\"polite\"><\/div>\n\t<\/div>\n\n\t\n\n\n<p>Vous ne trouvez toujours pas ce que vous cherchez ? 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Acc\u00e9dez \u00e0 la page Formulaires et ressources. Derni\u00e8res nouvelles et mises \u00e0 jour Restez inform\u00e9 des derni\u00e8res nouvelles et mises \u00e0 jour de [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"class_list":["post-159","page","type-page","status-publish","hentry"],"acf":{"rbci_landing_page_use_simple_navigation":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Prestations du vivant | RBC Assurances centre des ressources<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prestations du vivant | RBC Assurances centre des ressources\" \/>\n<meta property=\"og:description\" content=\"Assurance \u00e0 prestations du vivant Trouvez le mat\u00e9riel de marketing et les formulaires et autres outils populaires concernant les prestations du vivant Vous ne trouvez toujours pas ce que vous cherchez ? 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